StableIn Payments is a white-label EVM stablecoin payment platform for payment startups and SaaS providers. Launch under your own brand with checkout, merchant operations, payment notifications and refund workflows.
Tech stack
Solidity
EVM
ERC-20
TypeScript
NestJS
MySQL
Foundry
Solidity payment contracts for Ethereum Virtual Machine (EVM) networks connect ERC-20 stablecoin checkout and refunds to a TypeScript/NestJS merchant backend, with Foundry contract tests.
A software team wants to launch a branded stablecoin checkout service for its merchant network. Start with the connected payment journey, then tailor onboarding, integrations and fee rules to the business.
More time onboarding merchants. Less time rebuilding checkout.
CLIENT FEEDBACK
“We wanted to build a payment business, not spend the entire launch rebuilding checkout and refund reconciliation. Starting with a complete workflow finally let our team focus on merchant acquisition and brand operations.”
— Founder of an overseas SaaS platform
Your brand. Your source package.
Choose the product modules, branding and integrations around your launch.
A handover your team can use.
Walk through setup, the codebase and release checks directly with Fone.
A partner for the next chapter.
Add ongoing maintenance and iteration support as your product grows.
Signed notifications connect payment and fulfillment.
04
Operate your service
Manage platform fees, payment records and refunds.
LESS REBUILDING. MORE BUSINESS.
Your next move starts further ahead.
THE OLD WAY
The build before the business.
You want to sign merchants. Instead, you’re building a checkout, matching payments to orders and untangling refunds. Your payment business is waiting on plumbing.
THE FONE WAY
Start with a working foundation.
Start with StableIn Payments: checkout, merchant workspace, order notifications and refunds already connected. Put your brand on it. Connect your merchants. Get to the business.
YOUR RETURN
Put your time where it pays.
Skip rebuilding the payment backbone. Put that engineering time into merchant integrations—and your next customer conversation.
FROM FIRST CLICK TO BUSINESS OUTCOME
See the business take shape.
Explore the real product, one customer moment at a time. Screens show a demo workspace with sample data.
THE BUSINESS IN ACTION / 01
Give merchants a reason to stay.
Payment tools become valuable when merchants can run their day from them. Receipts, fees and refunds sit together, so your service remains useful after the first transaction.
Give merchants a reason to stay. View the full interface
THE BUSINESS IN ACTION / 02
Make the last step feel effortless.
The buyer sees what to pay and when it is confirmed. Your merchant gets a branded checkout journey they can put in front of customers.
Make the last step feel effortless. View the full interface
THE BUSINESS IN ACTION / 03
A payment should move the order forward.
Connect confirmed payments to merchant systems with signed notifications, retries and deduplication. Build the handoff to subscriptions, downloads or order fulfillment around the merchant’s workflow.
A payment should move the order forward. View the full interface
THE BUSINESS IN ACTION / 04
Make every new merchant easier to onboard.
Start the integration conversation with a concrete guide and SDK path. Reuse the payment foundation across the websites and services your customers already run.
Make every new merchant easier to onboard. View the full interface
THE BUSINESS IN ACTION / 05
Keep the relationship after the refund.
A refund is part of merchant service. Linked records make the money trail understandable, so support can move the conversation forward.
Keep the relationship after the refund. View the full interface
BUSINESS MODEL
A payment service your merchants can build on
01
Earn from payment services
Build your merchant offering around processing fees, with a clear split between merchant receipts and platform fees.
02
Add value at onboarding
Offer merchant setup, website integration and tailored order workflows as services alongside your payment platform.
03
Build lasting merchant relationships
Use payment records, notification recovery and refunds to support merchants beyond the first transaction. Shape ongoing support around their operations.
Start with source delivery and brand customization. Add maintenance when you need it, and shape your own customer pricing and operating model.
BUILT BY FONE / 0xF1
Know who’s building your advantage.
0xF1
Built by 0xF1. Delivered with you.
Work directly with Fone, the independent engineer behind this product. Discuss the business, review the code and shape the release with the same person.
The Solidity payment router uses OpenZeppelin’s reentrancy guard. The supplied checks exercise payment confirmation, signed notifications and refund reconciliation.
Solidity · OpenZeppelin · EVM
SEE IT BEFORE YOU BUILD
Follow a workflow. Ask the hard questions.
Use these product screens as the start of a live walkthrough. Review source, business flows and verification records with the person who built them.
The refreshed walkthrough follows merchant receipts, a completed checkout, order notifications and refunds. Explore the interfaces alongside the SDK and integration records.
Walk through the product with Fone, then map the brand, modules and integrations your business needs.
Demo environment & implementation details
Screens use a Demo EVM workspace and sample merchants. Target assets, networks and wallet support are selected for your deployment. Refunds are funded by the owner and retain the original platform fee; merchant fulfillment and access changes use your integration.
Screens captured on 30 October 2026. Source snapshots, reproduction steps and product verification records are available for the technical walkthrough.
Go deeper with the engineering notes
Explore the decisions behind these workflows before planning your own integration.
Checkout, merchant portal and a separate operations console, with the selected source modules.
02
The integration layer
API and worker services, payment contracts, SDK / React SDK and a sample merchant integration.
03
A reviewable handover
Agree the deployment configuration, database setup, integration notes, test evidence and acceptance checklist before work starts.
Choose the modules for your first release. We’ll put source access, licenses, setup, handover and optional support into one clear proposal.
Planning your StableIn Payments business
Who is this product for?
Payment startups and software service providers. Build your own merchant payment service with stablecoin checkout, order notifications and refunds. Adapt the existing software to your brand and merchant integrations.
Yes. The SDK and sample merchant integration provide a starting point. Your backend remains responsible for the order amount, notification verification and fulfillment.
Can I launch under my own brand with the source code?
Yes. Build your branded version around the agreed modules: Solidity payment contracts; React checkout / merchant apps + Vue operator source; NestJS API, SDK and merchant integration examples. The proposal specifies repository access, commercial-use licensing, setup documentation, available tests and deployment materials, plus the handover with Fone. Third-party components retain their own licenses; exclusive IP transfer, if needed, is agreed separately.
Does a refund reverse every fee and entitlement?
No. The owner funds the amount returned to the original payer; the current implementation retains the original platform fee. Revoking access is a separate merchant integration.
What determines launch timing and ongoing costs?
Start with your website stack, target EVM network and assets, order fulfillment and refund rules. Fone maps the reusable modules and integrations into a first-release plan with milestones, workflow tests and deployment checks. The launch date follows that scope and any separately arranged security review. Budget for hosting, RPC access, transaction fees and any merchant-system services. Maintenance and further development are optional, with their scope and price agreed separately.
StableIn Payments / FONE
Make payments part of your business.
Show me your merchant journey. We’ll map the checkout, order integration and branded workspace your first release needs.